Last updated: February 21, 2020

This Privacy Policy (“Privacy Policy”) applies to data collected by iAdvance Now Inc. (“iAdvance”, “us”, “we”, or “our”) operates the https://iadvancenow.com website (the “website”). This Privacy Policy informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Website. For purposes of this Privacy Policy, “Personal Information” means information that personally identifies you, including your contact information, IP address, and loan application number.

When using our Website, we may collect the following information from you:

-Contact information such as name, business name, email address, mailing address, and phone number;

-Financial Information such as bank statements, credit card statements, your average bank balance, personal and business credit history, payment behavior, bank account information and tax id number;

-Social Security Number;
-Unique identifiers such as user name and password, and IP address;
-Business information including company size, and business type, and
-Beneficial ownership information.

We use this information to: (i) Operate, maintain, improve, and provide to the Service and to conduct our business, including our own lending and referring you to a third party small business lenders; (ii) verify your identity, conduct appropriate due diligence, and if necessary, to contact you; (iii) Process your business’ application and determine whether or not your business qualifies for one of our financial products; (iv) Communication with you to send you order confirmations, respond to customer service requests, send marketing communications, and send account update notifications; (v) conduct research and analyses to better understand our customers; (vi) produce data analytics and reports contained de-identifies summaries of Personal Information and other information that is not Personal Information (“General Information”) that we share with business partners. General information may include Personal Information that has been aggregated and will not identify you. We will not use or share your information with anyone except as described in this Privacy Policy. By using the Website, you agree to the collection and use of information in accordance with this Privacy Policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at https://iadvancenow.com Information Collection And Use.

Privacy and Sharing Information

iAdvance will share your Personal Information with third parties only in ways that are described in this Privacy Policy and as required by law. We do not sell your Personal Information to third parties.

We will provide your Personal Information, which may include application information, to our trusted business partners, third party lenders of iAdvance products, service providers, and subsidiaries and affiliates to provide financing and/or to provide services to help us with our business activities, such as offering customer service, processing credit checks or secure data storage, and other similar services. These companies are authorized to use your Personal Information only as necessary to provide these types of services to us. In addition, we may share your basic information (name, company name, phone number, email address and requested loan amount) with one of our business partners to market their services to you, provided, however, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out by email at unsubscribe@iadvancenow.com or by postal mail at the contact information listed below. In addition, we may also share General Information for the same reasons as we provide Personal Information and for business partners and others to conduct analyses and research and track marketing performance or as otherwise provided in the Log Data and Cookies part herein.

We may also disclose your Personal Information: (i) As required by law, such as to comply with a subpoena, or similar legal process, including in a bankruptcy proceeding; (ii) When we believe in good faith that disclosure is necessary to protect our rights, protect our safety or the safety of others, investigate fraud, or respond to a request from a governmental entity; (iii) If iAdvance is involved in a merger, acquisition, or sale of all or substantially all of its assets or equity, in which case, you will be notified via email and/or prominent notice on our Website of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information; and (iv) To any other third party with your prior consent to do so.

Opt-Out Policy

iAdvance and our business partners may contact you to offer you products and services that may be of interest to you. Out of respect for your Privacy, you may choose to stop receiving our newsletter or marketing emails, telephone solicitations or other forms of contact from iAdvance and our trusted business partners by following the unsubscribe instructions included in these emails, accessing the email preferences in your account settings page or by contacting us by email at unsubscribe@iadvancenow.com or by postal mail at the contact information below.

Log Data

We may also collect information that your browser sends whenever you visit our Website (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Website that you visit, the time and date of your visit, the time spent on those pages and other statistics. In addition, we may use third party services such as Google Analytics that collect, monitor and analyze this type of information in order to increase our Service’s functionality. These third party service providers have their own privacy policies addressing how they use such information.

Cookies

Cookies are files with a small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and transferred to your device. We use cookies to collect information in order to improve our services for you. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. The Help feature on most browsers provide information on how to accept cookies, disable cookies or to notify you when receiving a new cookie. If you do not accept cookies, you may not be able to use some features of our Website and we recommend that you leave them turned on.

Behavioral Remarketing

iAdvance uses remarketing services to advertise on third party web sites to you after you visited our Website. We, and our third party vendors, use cookies to inform, optimize and serve ads based on your past visits to our Website.

Google

Google AdWords remarketing service is provided by Google Inc. You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads Google also recommends installing the Google Analytics Opt-out Browser Add-on – https://tools.google.com/dlpage/gaoptout – for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics. For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: http://www.google.com/intl/en/policies/privacy/

Facebook

Facebook remarketing service is provided by Facebook Inc. You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/164968693837950 To opt-out from Facebook’s interest-based ads follow these instructions from Facebook: https://www.facebook.com/about/ads/#568137493302217 Facebook adheres the Self-Regulatory Principles for Online Behavioral Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using your mobile device settings. For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation

Do Not Track Disclosure

We support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked. You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

Service Providers

We may employ third party companies and individuals to facilitate our Website, to provide the Website on our behalf, to perform Website-related services and/or to assist us in analyzing how our Website is used. These third parties have access to your Personal Information only to perform specific tasks on our behalf and are not authorized to disclose or use your information for any other purpose.

Security

The security of your Personal Information is important to us, and we strive to implement and maintain reasonable, commercially acceptable security procedures and practices appropriate to the nature of the information we store, in order to protect it from unauthorized access, destruction, use, modification, or disclosure. However, please be aware that no method of transmission over the internet, or method of electronic storage is 100% secure and we are unable to guarantee the absolute security of the Personal Information we have collected from you.

International Transfer

Your information, including Personal Information, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction. If you are located outside United States and choose to provide information to us, please note that we transfer the information, including Personal Information, to United States and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Links To Other Sites

Our Website may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children’s Privacy

Only persons age 18 or older have permission to access our Website. Our Website does not address anyone under the age of 13 (“Child(ren)”). We do not knowingly collect personally identifiable information from Child(ren). If you are a parent or guardian and you learn that your Child(ren) have provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from a Child(ren) under age 13 without verification of parental consent, we take steps to remove that information from our servers.

Changes To This Privacy Policy

This Privacy Policy is effective as of February 21, 2020 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page. We reserve the right to update or change our Privacy Policy at any time and we encourage you to review this Privacy Policy periodically. Your continued use of the Website after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.

Testimonials

We display personal testimonials of satisfied customers on our Website in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us by email at unsubscribe@iadvancenow.com, or by postal mail at the contact information listed below.

SMS consent

SMS consent will not be shared with third parties for their marketing purposes.

Contact Us

If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, please contact us by email at info@iadvancenow.com, or with a letter by postal mail to:

iAdvance Now
300 RXR Plaza
Uniondale, New York 11556
USA